Have you ever asked yourself “Am I contributing enough to the savings plan?” “Have I selected the right investments?” “Will I have enough to retire?”

The savings plan at Northrop Grumman has hired Financial Engines to offer powerful tools and personalized recommendations to help participants invest for retirement. Savings plan participants at Northrop Grumman now have access to personalized, objective retirement planning services that will help answer these questions and more. Financial Engines, an independent, non-commissioned, registered investment advisor, has been providing trusted advisory services since 1997, and now they can help you too.

Help from Financial Engines - Advisory Services

In addition to the Retirement Evaluation, Financial Engines will offer two types of advisory services*.

Online Advice

Professional Management*

Unlike most online investment tools, Online Advice doesn't use one-size-fits-all models or provide generic, off-the-shelf advice. Financial Engines has created sophisticated modeling and forecasting technology to estimate what's happening in the economy, forecast returns, and analyze tens of thousands of investments. With a few clicks you can: Build a personalized plan for investing, savings and retirement income. Estimate forecasts with advance simulation tools. Get specific fund recommendations so you can decide which funds to invest in and how much to invest in each. Choose to put into action any advice that you get.  There is no additional fee. Online Advice is already paid for by the savings plan as a plan expense. To get started, log in to My Benefits Access and look for 'Get Advice' or 'Investment Advice' links.

If you’re more of a “hands-off” investor, and want an expert to handle everything for you, you may want to consider enrolling in Professional Management*. When you enroll in Professional Management, Financial Engines will: Send you a personalized Retirement Plan Manage and routinely monitor your retirement account and rebalance as needed  Give you advice on other retirement income sources  (including your PCRA, if applicable) With Professional Manaement, you have access to investment advisor representatives who can answer your questions and work with you on your plan for retirement. The fee for this service is based on your account balance. To enroll in the Professional Management option, click here, or you may call 1-800-601-5957 and speak with an investment advisor representative.  You can also log in to My Benefits Access and look for 'Get Advice' or 'Investment Advice' links.

*Officers, participants with international addresses, and participants whose entire account balance is in the Schwab PCRA, are eligible for Onlne Advice only.


For More Information

Review Frequently Asked Questions about Financial Engines and their services.

Visit the Financial Engines website, or call 1-800-601-5957. 

You can also access the Financial Engines website by logging in to My Benefits Access and clicking the 'Get advice' or 'Investment Advice' link.

Advisory services offered through Financial Engines Advisors L.L.C., a federally registered investment advisor. Financial Engines does not guarantee future results.