Basic Benefits	Eligible employees automatically receive these benefits at no cost:
Basic life Insurance	$50,000 or one times annual base salary, whichever is greater
Basic accidental death and Dismemberment (AD&D) insurance	$50,000 or one times annual base salary, whichever is greater
Business travel accident (BTA) insurance	Coverage if you die or are seriously injured in an accident while traveling on approved company business
Employee Assistance Program (EAP) and Work/Life Solutions	Confidential counseling and referral program to help you and your dependents manage personal issues and assistance with balancing the day-to-day demands of work and life

Optional Benefits	Eligible employees may enroll in these benefits if they choose:
Medical coverage (includes prescription drug and mental health benefits)	A Preferred Provider Organization (PPO) option An Exclusive Provider Organization (EPO) A Consumer-Driven Health Plan (CDHP) option A Health Maintenance Organization (HMO) option, if available in your geographic location Aetna Global Benefits plan for overseas employees
Dental coverage	Three PPO options A dental HMO, if available in your geographic location
Vision coverage	A plan that offers in-network and out-of-network coverage for routine vision services
Flexible Spending Health Care and Dependent Day Care Accounts (FSAs)	Contribute up to $2,500 on a tax-deferred basis in the Health Care FSA, and $5,000* in the Dependent Care FSA, per benefit plan year to help pay for eligible health care and dependent day care expenses
Group Legal	Two plans, Basic and Advantage, which provide benefits for covered legal services (eligibility depends on business unit)
Basic long-term disability (LTD) insurance	50% of base monthly salary during a long-term disability, up to maximum of $15,000 per month (coverage is 100% company paid by some business units)
Optional LTD insurance	Additional coverage in 10% increments of base monthly salary, to obtain 60% or 70% of base monthly salary when combined with Basic LTD
Optional life insurance	Various coverage levels for both you and your dependents
Optional AD&D insurance	Various coverage levels for both you and your dependents

*$4,000 limit in the Dependent Day Care Flexible Spending Account if you are considered highly compensated for plan purposes


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Disclaimer: The benefits described above are applicable to most eligible non-represented (and Electronic Systems represented) Northrop Grumman employees, effective July 1, 2012 through June 30, 2013.